{
  "query": {
    "country": "CH",
    "area": "ZH",
    "age_group": "adult",
    "franchise": 300,
    "accident": "without",
    "model": "standard"
  },
  "status": "ok",
  "price": {
    "currency": "CHF",
    "unit": "per month",
    "value": 577,
    "measure": "median",
    "median": 577,
    "typical_low": 515,
    "typical_high": 647,
    "min": 478,
    "max": 702
  },
  "sample_size": 81,
  "period": {
    "from": "2027-01-01",
    "to": "2027-12-31"
  },
  "confidence": "high",
  "price_type": "posted_price",
  "as_of": "2026-10-23T08:57:40.392Z",
  "source": {
    "id": "ch-bag-premiums",
    "name": "Health insurance premiums (Prämien_CH)",
    "publisher": "Bundesamt für Gesundheit BAG (Swiss Federal Office of Public Health)",
    "licence": "opendata.swiss terms of use, \"Open use\" (terms_open, as set for the file Prämien_CH.csv): \"You may use this dataset for non-commercial purposes. You may use this dataset for commercial purposes. You are recommended to provide the source (author, title and link to the dataset).\"",
    "licence_url": "https://opendata.swiss/en/terms-of-use#terms_open",
    "attribution": "Source: Bundesamt für Gesundheit BAG, Krankenversicherungsprämien, file Prämien_CH.csv (opendata.swiss, https://ckan.opendata.swiss/en/dataset/health-insurance-premiums).",
    "url": "https://ckan.opendata.swiss/en/dataset/health-insurance-premiums"
  },
  "method": "BAG-approved monthly premiums of compulsory basic health insurance for the premium year. Median and 10th to 90th percentile across all insurer tariffs (every insurer, every premium region of the canton, pooled without weighting by insured people) for the chosen age group, accident option, deductible and model. Posted list prices, not amounts paid; at least 5 tariffs are needed.",
  "method_url": "https://proofprice.com/method",
  "summary": "adult basic health insurance premium in canton ZH for 2027, deductible CHF 300, without accident cover, standard model: median CHF 577 per month; 10th to 90th percentile CHF 515 to CHF 647. These are approved list premiums, not amounts paid. Based on 81 approved insurer tariffs (Bundesamt für Gesundheit BAG (Swiss Federal Office of Public Health), premium year 2027). Confidence: high.",
  "notice": "Information, not a valuation or offer. Ranges describe past recorded prices.",
  "extra": {
    "price_basis": "posted, regulator-approved list premium per month; not an amount paid by individuals",
    "premium_year": 2027,
    "area_resolved": "canton ZH",
    "franchise_chf": 300,
    "available_franchises": [
      300,
      500,
      1000,
      1500,
      2000,
      2500
    ],
    "sample_size_note": "sample_size is the number of insurer tariffs behind the figure, not a number of people."
  },
  "answer_id": "ans_3306c8bc70f6b79cee6e",
  "method_version": "1",
  "retrieved_at": "2026-10-23T08:57:40.391Z",
  "evidence": {
    "type": "posted_price",
    "label": "Posted or listed price",
    "meaning": "A price a seller, market or authority publishes in advance (a shelf price, tariff, fee schedule or quoted wholesale price): it is what is asked, not a record of what each customer paid."
  },
  "reliability": "record_level",
  "data_as_of": "2026-09-30",
  "data_age_days": 23,
  "suggestions": [
    "This is a posted price, not what each customer paid."
  ]
}