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What do the official health insurance premiums say for 65, male, yes in Hong Kong SAR China?

Health insurance premiums in Hong Kong SAR China, from Health Bureau. Figures as of 1 November 2026. Standard premium of a VHIS Standard Plan in Hong Kong for a male smoker at age 65, standalone policy: median HK$11,403 per year; 10th to 90th percentile HK$8,767 to HK$16,539. These are posted standard premiums, not amounts paid. Based on 33 certified VHIS Standard Plans (Health Bureau, Hong Kong SAR Government (Voluntary Health Insurance Scheme), data date 2026-11-01). Confidence: medium.

Posted prices, as published by the official source. They are not individual receipts.

HK$11,403 per year, median

Standard premium of a VHIS Standard Plan in Hong Kong for a male smoker at age 65, standalone policy: median HK$11,403 per year; 10th to 90th percentile HK$8,767 to HK$16,539. These are posted standard premiums, not amounts paid. Based on 33 certified VHIS Standard Plans (Health Bureau, Hong Kong SAR Government (Voluntary Health Insurance Scheme), data date 2026-11-01). Confidence: medium.

Period
2026-11-01 to 2026-11-01
Kind of figure
The median of recorded prices, with the typical range from the 10th to the 90th percentile.
Typical range (10th to 90th percentile)
HK$8,767 to HK$16,539
Records behind it
33
Confidence
medium

Source: Health Bureau. Licence: DATA.GOV.HK Terms and Conditions of Use. Live answer: /api/v1/health-insurance?country=HK&insured_age=65&sex=male&smoker=yes

Where this comes from

Source
VHIS standard premiums of certified plans (plan-premium.json), published by Health Bureau, Hong Kong SAR Government (Voluntary Health Insurance Scheme)
Licence
DATA.GOV.HK Terms and Conditions of Use (read 2026-11-03): use of the data is allowed "for both commercial and non-commercial purposes on a free-of-charge basis"; users must "identify clearly the source of the Data" and "give proper attribution to the Government, the Relevant Organisations and DATA.GOV.HK".
Attribution
Source: Health Bureau, Hong Kong SAR Government (VHIS), via DATA.GOV.HK. ProofPrice aggregates; not endorsed by the Government.
Figures as of
. This page is rebuilt when the daily price library is deployed.
How fresh the source is
Updated as and when necessary by the Health Bureau (file last modified 27 Oct 2026); our copy is collected daily
Limits
Posted standard premiums per year of VHIS Standard Plans, set by each insurer for its certified plan and the same for everyone of that age, sex and smoking status: not amounts paid and not a personal quote. Only the Standard Plans priced in HKD are included (Flexi Plans and USD plans are left out), plans with an effective date still in the future are ignored, and the figure pools the plans without weighting by customers. Plans count their age in different ways (attained age, nearest birthday or next birthday), which is not adjusted for. Rider premiums exist for fewer plans.
Rule
A figure built from records is shown only when at least 5 records sit behind it; official statistics are shown as such, with their reference period. See how we earn trust and the method.

How to cite this figure

Copy this line when you quote the figure. It names the label, the period, the source and the licence.

ProofPrice (https://proofprice.com). "What do the official health insurance premiums say for 65, male, yes in Hong Kong SAR China?": HK$11,403 per year (median, 33 records, period 2026-11-01 to 2026-11-01; figures of 1 November 2026). Posted prices, as published by the official source. They are not individual receipts. Source: Health Bureau, licence DATA.GOV.HK Terms and Conditions of Use. https://proofprice.com/prices/hk/health-insurance/65-male-yes

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Information, not a valuation or offer. Ranges describe past recorded prices.